Algorithm Developer for Credit Risk

Req ID: 324410 

NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now.

We are currently seeking a Algorithm Developer for Credit Risk to join our team in Bangalore, Karnātaka (IN-KA), India (IN).

SME  - Algo tool for credit risk and real-time global limits management for banking.

Overview:

The job is focused on developing, maintaining, and optimizing an algorithmic tool designed for banking institutions to manage credit risk efficiently. The tool must operate in real-time and be capable of handling global limits that impact credit decisions.

Responsibilities:

1. Algorithm Development and Optimization:
   • Design and implement robust algorithms that assess credit risk dynamically.
   • Optimize algorithms for real-time processing and decision-making.
   • Continuously monitor and refine algorithms to enhance accuracy and performance.
2. Credit Risk Analysis:
   • Gather and analyze data to identify potential credit risks.
   • Use statistical and machine learning methods to predict risk factors.
   • Implement models that integrate both macro and microeconomic indicators affecting credit risk.
3. Global Limits Management:
   • Design systems to monitor and enforce global credit limits across various jurisdictions.
   • Implement alerts and safeguards to prevent breaches of credit limits.
4. Cross-functional Collaboration:
   • Work closely with data scientists, credit analysts, and IT teams to integrate risk models with existing banking frameworks.
   • Collaborate with regulatory compliance teams to ensure adherence to legal and financial regulations worldwide.
5. Real-time Data Processing:
   • Develop infrastructure capable of ingesting and processing large volumes of data in real-time.
   • Utilize cloud computing and distributed systems to maintain tool performance and scalability.
6. User Interface and Reporting:
   • Create intuitive interfaces for end-users to interact with the tool.
   • Develop comprehensive reporting mechanisms to convey risk assessments and limit statuses.

Qualifications:

• Proven experience in financial engineering, data science, or risk management fields.
• Strong knowledge of algorithm development, particularly in a credit risk context.
• Proficiency in programming languages like Python, R, and SQL; familiarity with real-time data processing systems.
• Excellent analytical skills and attention to detail; ability to interpret complex datasets.
• Familiarity with global banking regulations and credit policies.

About NTT DATA

NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at us.nttdata.com

NTT DATA endeavors to make https://us.nttdata.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at https://us.nttdata.com/en/contact-us. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. NTT DATA is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. For our EEO Policy Statement, please click here. If you'd like more information on your EEO rights under the law, please click here. For Pay Transparency information, please click here.