Senior Business Analyst - Payments Transformation (Wire Payments)

Req ID: 357388 

NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now.

We are currently seeking a Senior Business Analyst - Payments Transformation (Wire Payments) to join our team in the United States (US).

Job Title: Senior Business Analyst – Payments Transformation (Wire Payments)

Location: United States (US-based candidates only)
Hybrid / On-site as required - Charlotte, NC or Newark, NJ preferred

Role Overview:
We are seeking a Senior Business Analyst with deep experience in wire payments to support a large-scale Payments Transformation program. This role will focus on modernizing wire processing capabilities across Fedwire, SWIFT, and CHIPS, working closely with product, operations, compliance, and engineering teams.

The ideal candidate has worked hands-on with wire processing flows, understands US and cross-border wire requirements end to end, and can guide requirements and design for complex, regulated payment systems.

Essential Duties and Responsibilities:

• Lead requirements definition for wire payments transformation initiatives.
• Provide subject matter expertise across Fedwire, SWIFT, and CHIPS.
• Analyze and document end-to-end wire processing flows, from initiation through settlement.
• Translate business and regulatory needs into functional and non-functional requirements.
• Partner with engineering and architecture teams to guide solution design and modernization.
• Support data mapping, message standards, and integration design.
• Identify operational, regulatory, and settlement risks and drive mitigation strategies.
• Support testing strategy, user acceptance testing (UAT), and implementation readiness.

Required Wire Payments Expertise (Must-Have):

Candidates must have strong hands-on experience in wire payments, including:

• Fedwire Funds Service (US domestic wires)
• SWIFT (MT and/or ISO 20022 message flows)
• CHIPS payment processing and settlement concepts
• Wire initiation, validation, repair, and release processes
• Cut-off times, settlement windows, and liquidity considerations
• Investigations, recalls, amendments, and exceptions
• Sanctions screening, AML, and compliance controls related to wires

Required Skills (Must-Have):

• Strong documentation and analytical skills.
• Ability to work collaboratively with cross-functional teams.
• Excellent verbal and written communication skills.

Basic Qualifications:

• Bachelor’s degree or equivalent experience in Business, Finance, Information Systems, or a related field.
• 5+ years’ professional experience as a Business Analyst or in a similar role supporting wire payments in the financial services industry.
• 5+ years’ professional experience in Fedwire, SWIFT, and CHIPS wire payment flows.
• 5+ years’ professional experience translating business and regulatory requirements into functional specifications.
• Must be located in the United States and able to work in a hybrid or on-site capacity as required.

Preferred Qualifications:

• Experience supporting payments transformation or modernization projects.
• Knowledge of ISO 20022 migration and implementation.
• Familiarity with operational risk, settlement, and compliance in payment systems.
• Experience with data mapping, message standards, and payment integration.

About NTT DATA

NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the world's leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start-up partners. NTT DATA is a part of NTT Group, which invests over $3 billion each year in R&D.

Where required by law, NTT DATA provides a reasonable range of compensation for specific roles. The starting pay range for this hybrid role is $111,172-$181,170. This range reflects the minimum and maximum target compensation for the position in Charlotte, NC and Metro New York City, NY. Actual compensation will depend on a number of factors, including the candidate’s actual work location, relevant experience, technical skills, and other qualifications. This position may also be eligible for incentive compensation based on individual and/or company performance.  This position is eligible for company benefits including medical, dental, and vision insurance with an employer contribution, flexible spending or health savings account, life and AD&D insurance, short and long term disability coverage, paid time off, employee assistance, participation in a 401k program with company match, and additional voluntary or legally-required benefits.

Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client’s needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us.

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